Commercial and Business Insurance Programs
Running your own business is a dream to most everyone. Let Aspen Agency Insurance help that dream come true by setting up all of your business insurance needs. We provide comprehensive and competitive business owners policies to ensure there are no gaps in coverage.
Policies provide coverage for liability arising out of:
- Premises and Operation
- General Liability
- Fire Damage Liability (damage by fire to premises rented to insured)
- Cyber Liability
- Personal and Advertising Injury
- Medical Payments
- Products/Completed Operations
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Business Owners Insurance Package
You may want to consider a Business Owners Package which combines your Liability, Property and other types of coverage into one comprehensive policy and which can help you save time and money on your total insurance program. And since we live in an age of million-dollar lawsuits, you may also want to add extra liability protection in the form of a Commercial Umbrella Policy. We can tell you more about these plans and if they make sense for you.
Business Auto Insurance
Business Auto coverage insures vehicles that are owned, leased, hired or borrowed by businesses, whether they are associations, corporations, partnerships or sole proprietorships. Business Auto coverage may be used to insure private passenger autos and all types of trucks, trailers, semitrailers and commercial vehicles designed for use on public roads. We can give you more details about specific coverages and deductibles and about tailoring a Business Auto plan that's right for you and your business.
Property Insurance covers the risk of property loss in a variety of commercial situations, including commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies and other physical items.
Property Insurance may cover two types of property losses:
- Direct losses may be covered when property is lost, stolen, damaged or destroyed.
- Indirect or consequential losses related to direct losses may also be covered.